GM's move to eliminate retiree health benefits for salaried workers is a signal to the rest of the U.S. work force: Even those who are in or near retirement shouldn't count on keeping the company coverage they have built up.

If you're searching for a new job, if you're involved in an organized religion, consider reaching out to fellow congregants, spiritual leaders and others in your religious circle for assistance. These folks are often eager to help like-minded believers. What's more, many nonsecular institutions provide free job-search resources that are available to anyone. Some groups use email and online forums to share job leads, facilitate networking and channel career advice. Others host in-person meetings led by volunteer career coaches who critique résumés, organize mock interviews and provide emotional support. For more, see "How Faith-Based Networking Can Aid Job Searches."