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BANKRATE.COM® MMA, Savings and CDs
Average Yields of Major Banks
GO TO: CONSUMER RATES: Savings | Jumbos
Tuesday, May 22, 2012
Type MMA 1-MO 2-MO 3-MO 6-MO 1-YR 2-YR 2.5-YR 5-YR
NEW YORK
Savings 0.15 0.05 0.05 0.14 0.20 0.31 0.53 0.57 1.13
Jumbos 0.41 0.05 0.05 0.15 0.21 0.31 0.53 0.57 1.13
CALIFORNIA
Savings 0.16 0.14 0.17 0.20 0.27 0.38 0.53 0.43 1.19
Jumbos 0.35 0.18 0.20 0.24 0.32 0.42 0.57 0.44 1.22
PENNSYLVANIA
Savings 0.10 0.04 0.03 0.10 0.13 0.20 0.35 0.33 0.95
Jumbos 0.29 0.06 0.07 0.13 0.17 0.25 0.40 0.39 0.93
ILLINOIS
Savings 0.09 0.04 0.03 0.07 0.12 0.24 0.41 0.46 1.06
Jumbos 0.23 0.05 0.05 0.09 0.14 0.28 0.44 0.49 1.11
TEXAS
Savings 0.16 0.15 0.15 0.19 0.27 0.42 0.63 0.55 1.20
Jumbos 0.33 0.16 0.15 0.19 0.27 0.42 0.63 0.55 1.20
FLORIDA
Savings 0.07 0.06 0.06 0.08 0.16 0.22 0.39 0.41 1.12
Jumbos 0.19 0.06 0.06 0.08 0.17 0.24 0.40 0.41 1.13
National Average
Savings 0.12 0.09 0.09 0.13 0.20 0.31 0.49 0.48 1.11
Jumbos 0.30 0.10 0.10 0.15 0.22 0.33 0.51 0.50 1.13
WEEKLY CHANGE
Savings 0.00 0.00 0.00 -0.01 0.00 0.00 0.00 0.00 -0.01
Jumbos 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
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Consumer Rates: High Yield Savings
GO TO: Average Yields of Major Banks | CONSUMER RATES: Jumbos
Explanation of Ratings: Safe & Sound® , (561) 627-7330 ext. 12013, evaluates the financial condition of federally insured institutions and assigns a rank of 1 - 5 (number in parentheses) based on 4th Quarter 2011 data from federal regulators. Information is believed to be reliable, but not guaranteed. A rank of 5 indicates the most desirable performance. A "NR" rating indicates that an institution is too new to rate and is not an indication of financial strength or weakness. For more information on the Safe & Sound® ratings, please visit www.bankrate.com/starratings.
  Phone Min $ to open Ann % yld
Money Market and Savings Account
CIT Bank (4 ) (877) 344-7758 $25,000 1.05
Union Federal Savings Bank (3 ) (877) 596-7515 $1 0.90
Colorado Federal Savings Bank (3 ) (877) 412-8632 $2,500 0.85
Ally Bank (5 ) (877) 412-6304 $0 0.84
Nationwide Bank (5 ) (877) 344-8256 $1,000 0.81
1-Month CD
AloStar Bank of Commerce (NR) (877) 751-0294 $1,000 0.10
Citizens Trust Bank (3) (877) 412-4382 $500 0.05
Lone Star Bank (1) (877) 381-3269 $1,000 0.05
2-Month CD
Citizens Trust Bank (3) (877) 412-4382 $500 0.05
Lone Star Bank (1) (877) 381-3269 $1,000 0.05
3-Month CD
AloStar Bank of Commerce (NR) (877) 751-0294 $1,000 0.45
Discover Bank (5) (877) 412-9560 $2,500 0.40
USAA (5) (877) 344-2397 $1,000 0.35
First Internet Bank of Indiana (3) (877) 412-9564 $1,000 0.35
Ally Bank (5) (877) 412-6304 $0 0.34
6-Month CD
Colorado Federal Savings Bank (3) (877) 412-8632 $5,000 0.80
AloStar Bank of Commerce (NR) (877) 751-0294 $1,000 0.76
Doral Bank (1) (877) 410-2390 $1,000 0.75
Discover Bank (5) (877) 412-9560 $2,500 0.75
Ally Bank (5) (877) 412-6304 $0 0.74
1-Year CD
Doral Bank (1) (877) 410-2390 $1,000 1.15
CIT Bank (4) (877) 344-7758 $25,000 1.10
AloStar Bank of Commerce (NR) (877) 751-0294 $1,000 1.06
Colorado Federal Savings Bank (3) (877) 412-8632 $5,000 1.05
Ally Bank (5) (877) 412-6304 $0 1.04
2-Year CD
CIT Bank (4) (877) 344-7758 $25,000 1.25
Metropolitan National Bank (4) (877) 338-5547 $1,000 1.16
AloStar Bank of Commerce (NR) (877) 751-0294 $1,000 1.16
Doral Bank (1) (877) 410-2390 $1,000 1.15
Discover Bank (5) (877) 412-9560 $2,500 1.15
5-Year CD
Intervest National Bank (3) (877) 412-1284 $2,500 1.77
Third Federal Savings and Loan (4) (866) 518-4937 $500 1.75
Discover Bank (5) (877) 412-9560 $2,500 1.75
First Internet Bank of Indiana (3) (877) 412-9564 $1,000 1.70
Ally Bank (5) (877) 412-6304 $0 1.69
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Consumer Rates: High Yield Jumbos
GO TO: Average Yields of Major Banks | CONSUMER RATES: Savings
  Phone Min $ to open Ann % yld
Money Market and Savings Account
AloStar Bank of Commerce (NR) (877) 751-0294 $100,000 0.91
Union Federal Savings Bank (3) (877) 596-7515 $100,000 0.90
MetLife Bank (2) (877) 505-0761 $100,000 0.85
Ally Bank (5) (877) 412-6304 $100,000 0.84
Nationwide Bank (5) (877) 344-8256 $100,000 0.81
1-Month CD
USAA (5) (877) 344-2397 $100,000 0.34
AloStar Bank of Commerce (NR) (877) 751-0294 $100,000 0.10
Citizens Trust Bank (3) (877) 412-4382 $100,000 0.05
2-Month CD
Citizens Trust Bank (3) (877) 412-4382 $100,000 0.05
3-Month CD
AloStar Bank of Commerce (NR) (877) 751-0294 $100,000 0.45
Discover Bank (5) (877) 412-9560 $100,000 0.40
USAA (5) (877) 344-2397 $100,000 0.40
First Internet Bank of Indiana (3) (877) 412-9564 $100,000 0.35
American Bank (4) (866) 524-1157 $100,000 0.25
6-Month CD
AloStar Bank of Commerce (NR) (877) 751-0294 $100,000 0.76
Discover Bank (5) (877) 412-9560 $100,000 0.75
Doral Bank (1) (877) 410-2390 $100,000 0.75
USAA (5) (877) 344-2397 $100,000 0.71
First Internet Bank of Indiana (3) (877) 412-9564 $100,000 0.65
1-Year CD
Doral Bank (1) (877) 410-2390 $100,000 1.15
AloStar Bank of Commerce (NR) (877) 751-0294 $100,000 1.06
USAA (5) (877) 344-2397 $100,000 0.95
Discover Bank (5) (877) 412-9560 $100,000 0.90
First Internet Bank of Indiana (3) (877) 412-9564 $100,000 0.90
2-Year CD
CIT Bank (4) (877) 344-7758 $100,000 1.25
AloStar Bank of Commerce (NR) (877) 751-0294 $100,000 1.16
Discover Bank (5) (877) 412-9560 $100,000 1.15
USAA (5) (877) 344-2397 $100,000 1.15
Doral Bank (1) (877) 410-2390 $100,000 1.15
5-Year CD
Intervest National Bank (3) (877) 412-1284 $100,000 1.77
Third Federal Savings and Loan (4) (866) 518-4937 $100,000 1.75
Discover Bank (5) (877) 412-9560 $100,000 1.75
USAA (5) (877) 344-2397 $100,000 1.71
First Internet Bank of Indiana (3) (877) 412-9564 $100,000 1.70
Accounts are federally insured up to $250,000 per person effective Oct. 3, 2008 through Dec 31, 2013. Yields are based on method of compounding and rate stated for the lowest required opening deposit to earn interest. CD figures are for fixed rates only. MMA: Allows 6 third party transfers per month, 3 of which may be checks. Rates are subject to change.
Source: Bankrate.com® for more information visit:www.bankrate.com
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