Locking In Income for a Lifetime

The Obama administration wants to nudge retirees toward annuities to help them avoid outliving their savings. Here's a look at immediate annuities and other retirement-income products that you can buy now.

More Go Without Life Insurance

Nearly a third of U.S. households have no life-insurance policies, due to a combination of the financial pressures, the high cost of some policies and the hardball tactics used by some agents.

Three Alternatives to Raiding Your 401(k)

Americans are pulling money out of retirement accounts early. The most common reasons cited: The money was needed to stave off an eviction, to pay college tuition or buy a home. Here are three alternatives.

How to Game Social Security

For many retirees already collecting benefits, a strategy known as a "Social Security reset" could sharply increase their monthly income.

'Is Your Retirement Plan on Track?'

Journal Community is the social network where you can ask questions about anything and share your knowledge and expertise.

What Experts Do With Own Roth IRAs

Is it finally time to convert a traditional individual retirement account to a Roth? And if so, how should you do it?

'Overpaid' Pensions Being Seized

Some companies, amid internal audits of their pension plans, are discovering they have mistakenly overpaid retirees and are taking action to recoup the funds. The rules are vague.

Risks of Retirement Communities

Some high-profile blowups show that continuing-care retirement communities need to be treated by consumers as a major investment and not just a place to live.

Employers Slow to Resume 401(k) Matches

Roughly a year into the economic expansion, many employees are still waiting for the restoration of one of their most important benefits, the 401(k) match.

Time to Quit Your Old 401(k)s?

Cheaper Choice in 401(k)s

States Force Workers to Retire Later

Mixing It Up: Tax Smarts for Retirees

Investing Success Depends on Chance