Annuitizing Your 401(k)

Itchy Investors Ramp Up the Risk

With interest rates stuck near zero, conservative investors face a tough choice: move into riskier investments or continue coming up short from low-risk investments.

A Low-Cost Choice for Muni Income

Spotlight: A fund that offers a low-cost option for investing in munis, whose yields remain higher than on some other bonds, such as U.S. Treasurys.

Risk-Parity Funds Redefine 'Balance'

A new group of allocation funds are based on the view that there is something fundamentally wrong with the classic 60-40 stocks-to-bonds mix.

Gen Y Invests More Than It Thinks

18-to-30-year-olds say they don't feel comfortable about stocks, but that bears little resemblance to how they actually invest.

An Annuity Can Still Make Sense

Despite the current ultralow rates, immediate annuities can still be a good option for retirees who need guaranteed income right now.

Retirement Plans Will Soon Start Talking Fees

Under a new Labor Department rule, mutual-fund companies and other 401(k) administrators must disclose plan fees to employers and to the workers investing in the plans.

Feds Disclose New 401(k) Rules

The Labor Department has issued long-awaited rules on the disclosure of fees that retirement-plan participants pay.

Companies Look to Cut 401(k) Fees

The rules governing America's most popular retirement vehicle are about to change, and that could mean huge savings for millions of workers building nest eggs for the future.

• Total Return: For Advisers, Too Much Information?
• SmartMoney: What Savers Need to Know

What Should You Do With Your 401(k)?

New retirees must decide how they want to handle their retirement savings. Keep it in the company plan? Or roll it over into an IRA?

The Private Pension Plan

Saving Retiree Health Plans

AMT Complicates Tax-Payment Estimates

Will the IRA Charity Rule Be Extended?

You Don't Have to Be Rich to Build Wealth