The Wall Street Journal JOURNAL REPORTS
The Wall Street Journal JOURNAL REPORTS Computer-driven mutual funds, chastened by poor results and a wave of redemptions, are striving to become a little more like people in their investment decisions.
![[TRIPS_NORWAY]](http://si.wsj.net/public/resources/images/EN-AA679_TRIPS__A_20100514003156.jpg)
As the economy shows signs of life, more people are returning to the road. From biking in Norway to going behind the scenes at a film festival, we found 10 great trips that, ideally, you've never heard of.
![[EN-AA636_ENCOVE_A_20100323162927.jpg]](http://si.wsj.net/public/resources/images/EN-AA636_ENCOVE_A_20100323162927.jpg)
Sisters and brothers are finding new ways to circumvent old conflicts as they take on one of the toughest roles in their lives: caregiver.
Technology is helping more of us return to the places where we grew up. But when you arrive, will it measure up to your memories?
![[OB-FC366_en_cov_A_20091215152820.jpg]](http://si.wsj.net/public/resources/images/OB-FC366_en_cov_A_20091215152820.jpg)
We invited readers to tell us about the cracks in their nest eggs. Here's a look at several who asked for 'retirement makeovers' -- and what the experts recommend.
![[OB-EW521_en_cov_A_20091112142911.jpg]](http://si.wsj.net/public/resources/images/OB-EW521_en_cov_A_20091112142911.jpg)
The financial crisis supposedly has been a painful, but valuable, education about finances in later life. Let's see how much you've really taken away from the past year.
![[OB-ES778_encore_A_20091023174032.jpg]](http://si.wsj.net/public/resources/images/OB-ES778_encore_A_20091023174032.jpg)
More companies are rolling out detailed and affordable services to help get your finances in shape. We tell you what's good about them—and what's not so good.
Subscriber Content Read Preview
![[DOWREWIND]](http://si.wsj.net/public/resources/images/P1-AW034A_DOWRE_A_20100630194848.jpg)
Volatility returned to global financial markets with a vengeance in the second quarter, sending investors fleeing from stocks world-wide and driving them into defensive investments, especially U.S. Treasurys and gold.
Subscriber Content Read Preview
![[MI-BC440_LEDE_A_20100331175351.jpg]](http://si.wsj.net/public/resources/images/MI-BC440_LEDE_A_20100331175351.jpg)
The Dow Jones Industrial Average rose during the first quarter, overcoming a bout of volatility amid global economic and political uncertainty.
![[OB-FE688_lede01_A_20100103125825.jpg]](http://si.wsj.net/public/resources/images/OB-FE688_lede01_A_20100103125825.jpg)
Markets staged a remarkable recovery in 2009, coming back from the brink of disaster thanks to unprecedented efforts by governments around the globe. The question facing investors is how the markets will stand on their own in 2010.
![[Quarterly Markets Review]](http://si.wsj.net/public/resources/images/MI-AZ058_LEDE_j_A_20090930183725.jpg)
The stock market continued to confound the skeptics in the third quarter, ending near its highs for the year, with many of the riskiest stocks leading the charge.
![[Global markets]](http://si.wsj.net/public/resources/images/OB-DK212_sqglob_A_20090401093947.jpg)
There was a wide divergence in markets' performance in first three months of 2009, with results ranging from poor to middling to stellar.
![[Dow Rises 838.08 for Quarter]](http://si.wsj.net/public/resources/images/MI-AX531_LEDE_A_20090630121801.jpg)
The Dow industrials closed the second quarter at 8447.00, up 11%, or 838.08 points, for the last three months but down 3.8% for the year.
![[MB-AA127_MBCOVE_A_20090910125039.jpg]](http://si.wsj.net/public/resources/images/MB-AA127_MBCOVE_A_20090910125039.jpg)
Many workers in these tough times are turning to M.B.A. programs that let them earn a degree in half the time, often at a fraction of the cost. (See the full report)
![[cover]](http://si.wsj.net/public/resources/images/OB-IL100_cover_A_20100509214244.jpg)
Huge discoveries of natural gas promise to shake up the energy markets and geopolitics.
![[EARTH1]](http://si.wsj.net/public/resources/images/EV-AA226_EARTH1_A_20100416113148.jpg)
William Ruckelshaus, the first EPA administrator, says today's environmental challenges are far different from those of 40 years ago. And so the solutions must change as well.
![[OB-HT789_newenv_A_20100307180234.jpg]](http://si.wsj.net/public/resources/images/OB-HT789_newenv_A_20100307180234.jpg)
The Wall Street Journal's third annual ECO:nomics conference highlights how much uncertainty has crept into the business of the environment.
![[EY-AA289_EYCOVE_A_20100221163927.jpg]](http://si.wsj.net/public/resources/images/EY-AA289_EYCOVE_A_20100221163927.jpg)
Blame it on technology, infrastructure or policy. But it's going to take many years for new technologies to make much of a dent in our current energy mix.
![[OB-ET138_health_A_20091026172422.jpg]](http://si.wsj.net/public/resources/images/OB-ET138_health_A_20091026172422.jpg)
In this report, we discuss innovations in health-care delivery that touch on a variety of areas—public policy and high technology, hospital procedures and market competition. But all of them in some way revisit the most important relationship in care—the one between doctor and patient. (see the full report)
![[OB-ER396_energy_A_20091015172449.jpg]](http://si.wsj.net/public/resources/images/OB-ER396_energy_A_20091015172449.jpg)
As the world tries to wean itself from dependence on fossil fuels, technological breakthroughs in these five areas could be a huge help.
![[EV-AA125_EVCOVE_A_20090831160957.jpg]](http://si.wsj.net/public/resources/images/EV-AA125_EVCOVE_A_20090831160957.jpg)
There's little doubt: Cutting greenhouse gases will be costly. But that leads to two big questions. First, how costly? And second, can nations afford it?
![[EY-AA220_EYCOVE_A_20090901104426.jpg]](http://si.wsj.net/public/resources/images/EY-AA220_EYCOVE_A_20090901104426.jpg)
The new generation of nuclear reactors is on its way, and supporters say they will be safer, cheaper and more efficient than current plants. Here's a look at what's coming -- and when.
![[CSR]](http://si.wsj.net/public/resources/images/EX-AA032_CSR_A_20100820095001.jpg)
The idea that companies have a duty to address social ills is not just flawed, argues Aneel Karnani. It also makes it more likely that we'll ignore the real solutions to these problems.
![[EXCOVER]](http://si.wsj.net/public/resources/images/EX-AA002_EXCOVE_A_20100521120502.jpg)
A good relationship can have immeasurable benefits for both sides. Here's how relationships between mentors and protégés can go awry—and how to avoid that.
![[bi_cover]](http://si.wsj.net/public/resources/images/OB-FI618_bi_cov_A_20100122145343.jpg)
When it comes to corporate boards and diversity, the conventional wisdom is simple: Diversity is good. But to unlock the benefits, boards must learn to work with colleagues who were selected not because they fit in, but because they don't.
![[OB-EY730_bi_cov_A_20091124173458.jpg]](http://si.wsj.net/public/resources/images/OB-EY730_bi_cov_A_20091124173458.jpg)
When you look at the way bonuses are paid to executives, the problem isn't that they are poorly designed. The problem is that they exist. (See the full report)
![[BI-AA289_BICOVE_A_20091019132334.jpg]](http://si.wsj.net/public/resources/images/BI-AA289_BICOVE_A_20091019132334.jpg)
Ability to cope with complexity has never been more important. Before another corporate giant further tests the notion of "too big to fail," here's how to manage complexity more effectively. (See the full report)
![[OB-EG061_bi_cov_A_20090813154506.jpg]](http://si.wsj.net/public/resources/images/OB-EG061_bi_cov_A_20090813154506.jpg)
Technology is transforming innovation at its core, allowing companies to test new ideas at speeds and prices that were unimaginable even a decade ago. (See the full report)
![[OB-DX177_bi_cov_A_20090619163451.jpg]](http://si.wsj.net/public/resources/images/OB-DX177_bi_cov_A_20090619163451.jpg)
Successful business plans that impress investors are seldom written on the back of a napkin. Here's how to write a plan that won't end up in the trash. (See the full report)
![[Business Insight Report]](http://si.wsj.net/public/resources/images/OB-DI715_coverC_A_20090322205648.jpg)
For some companies, a volatile economy is business as usual. What have they learned? No. 1: Take the offensive. (See the full report)
![[Eu-RU-p03-Cstor]](http://si.wsj.net/public/resources/images/EB-AG904_EuRUp0_A_20100616115427.jpg)
Will the Kremlin return to its pre-crisis complacency or continue to pursue the president's new agenda?
Subscriber Content Read Preview
![[Final cover]](http://si.wsj.net/public/resources/images/EI-BC212_Final__A_20100514115411.jpg)
Casting a light on one of the world's most secretive and interesting economies.
![[PROCON_cvr]](http://si.wsj.net/public/resources/images/CO-AA012_PROCON_A_20100326161316.jpg)
Brazil is now a nation with the heft, ambition and economic fundamentals to become a world power. But there are enormous challenges it must overcome before it can fully live up to its potential.
![[GUCOVER]](http://si.wsj.net/public/resources/images/GU-AA000_GUCOVE_A_20100311154258.jpg)
When Abu Dhabi bailed out Dubai it brought the two largest emirates in the U.A.E. closer together. Time will tell whether the entente is lasting or merely opportunistic.
![[D8LOGO]](http://si.wsj.net/public/resources/images/TE-AA864B_D8LOG_A_20100606152235.jpg)
At the eighth D conference, the theme was change. A selection of edited interview excerpts shows a fundamental shift in how we all relate to computing.
![[TE-AA835_TECOVE_A_20091110143808.jpg]](http://si.wsj.net/public/resources/images/TE-AA835_TECOVE_A_20091110143808.jpg)
Companies typically tell us what technology we can—and can't—use. It's time to end those policies.
![[TE-AA822A_EMAIL_A_20091008202711.jpg]](http://si.wsj.net/public/resources/images/TE-AA822A_EMAIL_A_20091008202711.jpg)
Email no longer dominates communications. And this shift promises to rewrite the way we communicate -- in ways we can only begin to imagine. ()
This year's winners include: a tool to identify new disease strains, an artificial hand, a solar-powered base station for mobile phones and paper-thin flexible speakers.
![[The Journal Report: Technology]](http://si.wsj.net/public/resources/images/TE-AA746_COVER_A_20090415152915.jpg)
Author Steven Johnson outlines a future with more books, more distractions -- and the end of reading alone. (See the full report)
![[The Journal Report: Technology]](http://si.wsj.net/public/resources/images/OB-DD193_te_cov_A_20090213140321.jpg)
A look at the technologies that could take America's decades-old infrastructure to new levels of intelligence. (See the full report)
![[401k_cover]](http://si.wsj.net/public/resources/images/IF-AA343_401k_c_A_20100729160550.jpg)
When changing employers, many workers leave money in the company retirement plan. But moving the dollars to your new firm or an IRA might be a better deal. Here's how to decide.
![[DEMON]](http://si.wsj.net/public/resources/images/IF-AA323B_DEMON_A_20100630162258.jpg)
Fixed-income funds have been much steadier performers than stock funds lately. But particularly with interest rates at such low levels, these funds are vulnerable to both rising interest rates and inflation.
![[IF-AA311_FOREIG_A_20100602130010.jpg]](http://si.wsj.net/public/resources/images/IF-AA311_FOREIG_A_20100602130010.jpg)
Amid worries about the tumbling euro, here are seven reasons not to dump foreign-stock funds.
![[BOARDjump]](http://si.wsj.net/public/resources/images/IF-AA299_BOARDj_A_20100430111537.jpg)
Portfolio managers get the spotlight, but fund directors are ultimately responsible for seeing that investors are well served. Some critics say they aren't doing their job.
![[RISK_cover]](http://si.wsj.net/public/resources/images/IF-AA285_RISK_c_A_20100402133744.jpg)
"Allocation" funds, by blending equities with other, less volatile investments, offer an alternative for anxious investors.
![[IF-AA268_TRADIN_A_20100226105758.jpg]](http://si.wsj.net/public/resources/images/IF-AA268_TRADIN_A_20100226105758.jpg)
How much does it cost you to own a mutual fund? Probably a lot more than you think. Portfolio managers can rack up steep expenses buying and selling securities, but that burden isn't reflected in a fund's standard expense ratio.
![[OB-FK137_if_fee_A_20100129145858.jpg]](http://si.wsj.net/public/resources/images/OB-FK137_if_fee_A_20100129145858.jpg)
A big change in how financial advisers get paid has rippled through investors' mutual-fund portfolios—and the fund industry itself.
![[IF-AA242_FOREIG_A_20091229181424.jpg]](http://si.wsj.net/public/resources/images/IF-AA242_FOREIG_A_20091229181424.jpg)
Last year was a great year for foreign-stock funds—especially those geared toward emerging markets. So do fund managers anticipate a repeat in 2010?
![[report]](http://si.wsj.net/public/resources/images/OB-IW155_report_A_20100613223047.jpg)
Too many investors may be taking big chances with their money because they aren't considering the most important asset of all: themselves.
![[WECOVER]](http://si.wsj.net/public/resources/images/WE-AA030_WECOVE_A_20100407225556.jpg)
Brace yourself: The chances of being audited are rising. So if it happens to you, here's what to do—and what not to do.
![[WE-AA011_WECOVE_A_20091124190559.jpg]](http://si.wsj.net/public/resources/images/WE-AA011_WECOVE_A_20091124190559.jpg)
Financial advisers offer their advice—about stocks, bonds, insurance and more. (See the full report.)
![[OB-EZ782_ym_cov_A_20091201152037.jpg]](http://si.wsj.net/public/resources/images/OB-EZ782_ym_cov_A_20091201152037.jpg)
How investors think often gets in the way of their investment success. Meir Statman looks into our heads and tells us what we're doing wrong. (See the full report)
![[OB-DU781_ym_cov_A_20090604170431.jpg]](http://si.wsj.net/public/resources/images/OB-DU781_ym_cov_A_20090604170431.jpg)
Consumers are paying closer attention to what they buy, how much they save, and where they invest. These resources can be a huge help. Even better, most of them are free.
![[The Journal Report: Your Money Matters]](http://si.wsj.net/public/resources/images/OB-DL125_ym_ess_A_20090406143048.jpg)
As we wade through these difficult times, how should you think about your own financial situation? (See the full report)
![[House]](http://si.wsj.net/public/resources/images/OB-CT349_house__A_20081202110328.jpg)
Americans still see real estate as their best shot at wealth. It may be wishful thinking. (See the full report)
![[Statp3-tennis]](http://si.wsj.net/public/resources/images/EB-AG938_Statp3_A_20100702104843.jpg)
Hawk-Eye technology has revolutionized how the sport is umpired, analyzed and coached, and spawned a plethora of data with which to dissect the game.
![[ToxicH]](http://si.wsj.net/public/resources/images/EB-AG875_ToxicH_A_20100609124815.jpg)
American expatriates are fast becoming the world's financial refugees as onerous legislation from the U.S. government makes it too difficult – and too expensive – for banks to service U.S. citizens that live abroad.
![[Sized volcano]](http://si.wsj.net/public/resources/images/EB-AG803_Sized__A_20100525104317.jpg)
The closure of airspace amid a cloud of volcanic ash offered a painful reminder of the truths about jet travel: Modern society can't function without it, and the whole system is easily thrown into chaos.
![[SOCOVER]](http://si.wsj.net/public/resources/images/SO-AA003_SOCOVE_A_20100226110906.jpg)
Top philanthropists and charity executives explain how they would spend $10 billion to best alleviate the world's problems.
![[WACOVER]](http://si.wsj.net/public/resources/images/WA-AA000A_WACOV_A_20100318104350.jpg)
The dominant trends at this year's Baselworld watch and jewelry show include ultra-thin watches and more restrained styles.
![[SMCOVER]](http://si.wsj.net/public/resources/images/SM-AA369_SMCOVE_A_20100813112235.jpg)
For many would-be entrepreneurs, money is the insurmountable hurdle. Here's a look at three entrepreneurs who launched companies for less than $150.
![[SM-AA350_SMCOVE_A_20100617224851.jpg]](http://si.wsj.net/public/resources/images/SM-AA350_SMCOVE_A_20100617224851.jpg)
Forget the improving economy. Entrepreneurs still find it hard to get loans. Here's why we're in this mess—and how we may get out of it.
![[SMCOVER]](http://si.wsj.net/public/resources/images/SM-AA333_SMCOVE_A_20100514004329.jpg)
Women-owned businesses are a lot smaller than men-owned companies. Blame it partly on the women themselves—and partly on the people and institutions they deal with.
![[SM-AA329_CONSUL_A_20100205113535.jpg]](http://si.wsj.net/public/resources/images/SM-AA329_CONSUL_A_20100205113535.jpg)
Anybody can become a consultant. But not everybody does it well. Here's what you need to know to thrive.
![[OB-EN702_smallb_A_20090925153027.jpg]](http://si.wsj.net/public/resources/images/OB-EN702_smallb_A_20090925153027.jpg)
For many companies, tough times end up pushing the work environment to the back burner. But other companies commit to employees' well-being and development, which can pay off handsomely—both now and in the future.
![[SM-AA272_HEALTH_A_20090629164245.jpg]](http://si.wsj.net/public/resources/images/SM-AA272_HEALTH_A_20090629164245.jpg)
For entrepreneurs trying to start or run a business, the obstacles are huge. But few loom as large as health care.
![[SM-AA249_SMCOVE_A_20090506135645.jpg]](http://si.wsj.net/public/resources/images/SM-AA249_SMCOVE_A_20090506135645.jpg)
For laid-off workers, launching a business may seem the best path to survival. Here are the stories of five people who are taking that route and the lessons they’ve learned.
![[The Journal Report: Weathering the Storm]](http://si.wsj.net/public/resources/images/OB-DN131_ws_cov_A_20090420161209.jpg)
How do some companies get through tough economic times relatively unscathed -- or even better off -- while most of their competitors struggle to survive? (See the full report)
![[The Journal Report: Wealth Manager]](http://si.wsj.net/public/resources/images/OB-DL842_we_cov_A_20090410142424.jpg)
Having a professional on your side is crucial. But how can you guarantee that your expert is reliable? (See the full report)
![[The Journal Report: Future of Finance]](http://si.wsj.net/public/resources/images/OB-DJ754_fof_co_A_20090329171336.jpg)
The Wall Street Journal assembled roughly 100 of the brightest minds in finance to discuss not just how to restart the global financial system, but how to reconstruct it. (See the full report)
![[KENT]](http://si.wsj.net/public/resources/images/TR-AA056_KENT_A_20100608152017.jpg)
Nothing says, "I am eating alone because I choose to," like a thick book in your hands.In a village in Kent, England, an American traveler learns to put the book down.
![[snflag0119]](http://si.wsj.net/public/resources/images/OB-FH888_snflag_A_20100119232821.jpg)
A year into the Obama administration, we asked Americans how they're feeling about the president and politics. We found a lot of weariness, a few glimmers of optimism, and not much good news for Democrats.
![[The Journal Report: Decade in Review]](http://si.wsj.net/public/resources/images/OB-FD199_cover__A_20091220201324.jpg)
The first decade of the 21st century turned out to be more like the reality-TV shows that proliferated during its span.
![[FF-AA018_FFCOVE_A_20091210142429.jpg]](http://si.wsj.net/public/resources/images/FF-AA018_FFCOVE_A_20091210142429.jpg)
More than a year has passed since an unprecedented crisis pushed the world financial system to the brink. Yet plans to rebuild that system on more stable footing remain embryonic. (See the full report)
![[OB-EY049_sh_cov_A_20091120151001.jpg]](http://si.wsj.net/public/resources/images/OB-EY049_sh_cov_A_20091120151001.jpg)
At The Wall Street Journal's CEO Council, executives had plenty of advice—and plenty of concern that Washington isn't listening. (See the full report)
![[OB-EW895_PH_cov_A_20091113175428.jpg]](http://si.wsj.net/public/resources/images/OB-EW895_PH_cov_A_20091113175428.jpg)
It's hard to overstate the crisis facing charitable giving today. So what can foundations and others do to make a difference for the nonprofits and the people they are designed to help? (See the full report)
Get updated on Journal reports published dozens of times a year on topics ranging from health care to personal finance to technology.